Estimate a girl child’s SSY corpus using the configured scheme rate, contribution period, maturity period, and deposit timing.
The projection includes deposits for 15 years, followed by six years of growth without new deposits.
| Year | Girl’s age | Yearly deposit | Interest earned | Closing balance |
|---|
Rules version: 2026-Q2. The rate and rule table are maintained in a separate configuration module.
Actual government-notified rates and account outcomes may differ. Verify the current scheme notification before making a financial decision.
This calculator estimates how a yearly contribution could grow in a Sukanya Samriddhi account. It separates the money contributed from the interest projected over the account’s long maturity period.
The projection adds an annual deposit for the first 15 years, applies annual compounding, and then lets the balance grow for the remaining six years until the 21-year maturity point.
SSY interest rates are notified by the government and can change by period. The calculator keeps the rate in a versioned rules file so it can be updated without changing the interface or calculation code.
Guardians should confirm the child’s age, residency, account-opening conditions, documents, and family-account limits with an authorised bank or India Post before opening an account.
Each row shows the modeled calendar year, the girl’s projected age, that year’s deposit, interest, and closing balance. Contributions stop after year 15 while the balance continues to earn the configured rate.
This is an educational projection, not an account-opening, tax, compliance, or guaranteed-return tool. Government rules, rates, deposit dates, and actual account calculations should be checked independently.